Recreational vehicles come in all sizes and shapes. If you own or have purchased an RV, it's wise to purchase RV insurance as your standard auto insurance may not extend to recreation vehicles. At Family Insurance Associates in Ruidoso, NM, we offer RV insurance for those all around the state of New Mexico.
We are an independent insurance agency in New Mexico. Our knowledge and years of experience set us above other agencies. We understand the needs of the locals and strive to meet them. Our administration model allows us to process policies and claims on time. We have tailored RV coverage options that are missed in regular car insurance.
The following are the common types of coverage options in RV insurance.
Comprehensive coverage protects you against a wide range of damages. However, it's important to note that it does not cover damage caused by a collision. It protects against theft, vandalism, or even damage caused by storms. This coverage is not compulsory to have, but it's wise to protect your asset.
If you are involved in an accident, and at fault, this policy helps you pay for the damage done to your vehicle. If the other driver is the cause of the accident, their liability coverage will pay for the damages.
Underinsured coverage protects you if you are involved in an accident with a driver who doesn't have enough insurance to pay for the damages. Uninsured protects you in case your RV collides with someone who does not have insurance coverage. These coverage options also protect you from a covered hit and run accidents.
This coverage covers you when someone's property is damaged, or they're hurt due to your RV being used for vacation purposes.
The number of coverage options in RV insurance is unlimited. It's advisable to purchase insurance policies from reputable agencies. Regardless of where you are in New Mexico, we at Family Insurance Associates in Ruidoso, NM will help you acquire an RV insurance designed specifically for you.