Securing your home is paramount for every owner. Owning a home is a big investment that should not be left to chance. Years of hard work can be jeopardized in an instance. No one understands this better than Family Insurance Associates in Ruidoso, NM. If you are looking for top-notch insurance solutions, get in touch with us.
We serve all homeowners from Albuquerque to Roswell and to Santa Fe. Our agents are willing and able to guide you through the various home policies available including the following.
Home structure coverage protects your house's physical structure. Such structures include walls and roofs, and any other attached structures.
In a home, there are other unattached structures such as fences, sheds, and stand-alone garages. If covered risks occur, you must be ready to replace without necessarily digging deep into your pockets.
Once you have a home, the next thing is equipping it with furniture, electronics, and other home appliances. Such items are not cheap and if you lose them, getting back to your usual lifestyle is not a walk in the park. Our home insurance coverage protects you from that through personal property coverage.
As a homeowner, you can be sued for damages. Maybe your son kicked a ball that breaks a neighbor's window and hurts someone, or maybe a person is injured in your house. With liability coverage, you have no worries. It takes care of such occurrences.
When you have guests in your home, accidents may occur that may cause them to need medical attention. Without coverage, you may have to pay their medical expenses. Why go through that then you can have an affordable medical coverage for all your guests?
Some events render your home uninhabitable. If this happens, you may need to find alternate accommodations. As long as the loss is covered, we can provide the additional living expenses to cover your hotel.
For home insurance protection in New Mexico, get in touch with Family Insurance Associates Agency. We provide customized policies that meet everyone's needs. Also, try our online rating tool for quotes on home insurance from your computer. Reach out to our office in Ruidoso, NM for more information and to get started.